Mortgages | A3 Mortgage Services

Our Services

We are a mortgage brokerage with access to a wide range of lenders, saving you time by comparing the most suitable options for your needs. We help clients across the UK secure the right mortgage — whether you’re buying your first home, moving house, or looking for a better deal, we’re here to help

Mortgage Products

First Time Buyers

Buying your first home can feel overwhelming. We break everything down into clear, manageable steps, helping you understand your options and feel confident every step of the way.

Homemovers

Moving home doesn’t have to be stressful. We’ll handle the details, guide you through your options, and help you secure the right deal for your next chapter.

Remortgaging

We make remortgaging simple — from finding the right mortgage and explaining your options, to assisting with the paperwork and liaising with lenders for a smooth transition.

Rate Switch

Want to switch to a better rate with your current lender? We’ll help you review your options and handle the paperwork and continue to monitor the rates right up until your fixed rate finishes. Ensuring you benefit from the best rate available.

Buy To Let

Looking to invest, or is your rate ending soon? We’ll guide you through the buy-to-let process and find the mortgage that fits your goals.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

Fees

We do not charge a fee for first-time buyers, home movers, or product transfers. For buy-to-lets, remortgages, and special schemes such as Shared Ownership and Help to Buy, a fee of up to £399 applies.

Any applicable fees are payable upon submission of your application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

Reasons to use a broker

End-to-end guidance

We support you every step of the way — from application to completion — and throughout the full term of your mortgage.

Tailored Expert Advice

We use our expertise to recommend the mortgage best suited to your personal circumstances, ensuring you’re matched with the right lender and product

Access to more lenders

We work with a wide range of banks, building societies, and specialist lenders, giving you access to whole-of-market rates to help secure the right mortgage for you.

Saves you time

We handle the paperwork, compare deals, and liaise with lenders, saving you time and hassle.

Ongoing support

We’ll be in touch before your fixed rate ends to review the best deal—whether staying with your current lender or switching—so you avoid the standard variable rate and stay on a competitive rate.

Improve your chances of approval

We match you with lenders whose criteria you meet, helping avoid unnecessary credit checks or rejections.

Our Services​​